Jefferson Parish, Louisiana
flood insurance data

NFIP premiums in Jefferson Parish

NFIP premiums: what NFIP policyholders paid, not a quote. Across 77,014 policies (policies effective 2025; occupancy: residential (occupancyType 1,2,3,11,12,13,14); amount: FEMA field policyCost), the median is $1,083, and half of them fall between $964 (Q1) and $1,372 (Q3).

Of the 3 zones listed (AE, X, VE), zone VE has the highest median premium ($1,595) and zone X the lowest ($1,077). Coastal high-hazard zone VE is listed, with 423 policies. Residential NFIP policies counted by FEMA fell 19.6% between 2019 (95,834) and 2025 (77,014); the first year, 2019, has the highest count of the 7. Inside the Special Flood Hazard Area (SFHA), the median premium in Jefferson Parish is $1,253, 16.3% higher than outside it ($1,077); most of its zoned policies sit inside the SFHA (54.0%).

By flood zone

Policies in force by year

Base of each count: the yearly figures are FEMA API counts of residential policy terms, every premium included; the median and quartiles rest on the policies effective 2025 with a positive policyCost. For 2025 both bases count 77,014 policies.

NFIP paid building claims in Jefferson Parish

NFIP claims: amounts paid, not repair cost. Window: year of loss 2015-2024; 3,478 paid claims; median $18,454, half of them between $7,135 (Q1) and $53,859 (Q3), in nominal dollars. Median in 2024 dollars (CPI-U): $21,171, a monetary adjustment, not today’s cost of repair.

With 3,478 paid claims (year of loss 2015-2024), Jefferson Parish has the 28th most of 339 counties with all four FEMA sources, and the 6th most of 38 Louisiana counties of that list.

Paid claims by year of loss

FEMA disaster declarations

Since 2000: 28 flood, hurricane and severe-storm declarations (DR and EM) covering Jefferson Parish, 17 of them major disaster declarations.

Latest declarations

• DR-4817: HURRICANE FRANCINE (Hurricane, 2024-09-16)
• EM-3614: TROPICAL STORM FRANCINE (Hurricane, 2024-09-10)
• DR-4611: HURRICANE IDA (Hurricane, 2021-08-29)
• EM-3568: TROPICAL STORM IDA (Hurricane, 2021-08-27)
• DR-4577: HURRICANE ZETA (Hurricane, 2021-01-12)

FEMA assistance to homeowners

Since 2002: 150,241 owner registrations inspected by FEMA in Jefferson Parish after disasters of every declared type; inspected damage is FEMA’s assessment for its assistance program, not repair cost.

Of the 150,241 owner registrations FEMA inspected in Jefferson Parish after disasters of every declared type, 2.1% show more than $30,000 of FEMA-inspected damage, against 4.8% across Louisiana and 2.6% nationally. The disaster with the most inspections is DR-1603, HURRICANE KATRINA (declared 2005-08-29), with 89,806.

Disasters with the most inspections

• DR-1603, HURRICANE KATRINA (declared 2005-08-29): 89,806 inspections
• DR-4611, HURRICANE IDA (declared 2021-08-29): 24,140 inspections
• DR-4080, HURRICANE ISAAC (declared 2012-08-29): 14,451 inspections
• DR-1786, HURRICANE GUSTAV (declared 2008-09-02): 12,465 inspections
• DR-1607, HURRICANE RITA (declared 2005-09-24): 5,322 inspections

NFIP communities and flood maps

FEMA’s Community Status Book places 7 NFIP communities in Jefferson Parish alone; 6 of them (85.7%) are classed in the Community Rating System (CRS). The best class among the communities counted here is 3 (Jefferson Parish*): FEMA applies that 35% discount to the full-risk premium of Regular Program NFIP policies in that community, inside or outside the SFHA, not to the whole county; a policy can be excluded if its building does not comply with local floodplain rules. The oldest flood map still in effect in Jefferson Parish dates from 2018-02-02 (Jefferson Parish*).

Questions about flood insurance in Jefferson Parish

How much is flood insurance in Jefferson Parish?

NFIP policyholders in Jefferson Parish paid a median of $1,083 for residential policies effective 2025 (77,014 policies; FEMA field policyCost: premium, reserve fund assessment, federal policy fee and HFIAA surcharge); half paid between $964 and $1,372; $1,253 inside the Special Flood Hazard Area against $1,077 outside it: what NFIP policyholders paid, not a quote.

How many flood insurance claims has Jefferson Parish had?

3,478 NFIP building claims were paid (year of loss 2015-2024), with a median of $18,454; the year with the most was 2021 (1,977), and the named event with the most was Hurricane Ida (1,892). These are amounts paid, not repair cost.

Is Jefferson Parish in a flood zone?

Of the residential NFIP policies of Jefferson Parish (policies effective 2025), 41,610 are rated inside the Special Flood Hazard Area and 35,404 outside it (zones listed: AE, X, VE), but these aggregates cannot tell the flood zone of an address: FEMA’s Flood Map Service Center shows it for a given property.

Statewide figures: Louisiana flood insurance data.

Named storms with paid claims in Jefferson Parish

• Hurricane Katrina
• Hurricane Ida
• Hurricane Isaac
• Hurricane Rita
• Hurricane Gustav
• Hurricane Francine
• Hurricane Zeta
• Tropical Storm Barry

Related tools

NFIP paid claims and premiums are not repair estimates: to estimate the cleanup of a flooded basement from published cost-guide rates, use the basement water damage repair cost calculator; for water removal and drying after any water loss, the water damage and mitigation calculator.

To set these figures against every State on one claims window, amounts paid, not repair cost: NFIP paid building claims by state.

Before using these figures

A county figure can rest on one disaster, and FEMA’s county code may not be the county where every property stands. Method and limits.

Source and notice

• Dominant event: Hurricane Ida = 0.544 of paid claims 2015-2024.

This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).