RestoreWorth.
Our methodology
FLOOD & BASEMENT CLEANUP · COST CALCULATOR

What the water reached sets the scope.

Adjust a conceptual water level and tick the materials the water reached. The visual is not a measurement of your home.

01 / YOUR PROPERTY, YOUR SCENARIONO ACCOUNT REQUIRED

Define the damage.

sq ft
1 in24 in
Time since the incident
Materials to replace Each one is priced on the surface it covers, so ticking more never lowers the total.
Walls and ceilings Tick both if the insulation behind the board is wet too.

Length × height of wall to open up, plus any ceiling area: 30 ft of wall cut 2 ft high is 60 sq ft.

Floor One covering, priced on the affected area above.
Refine this scenario

These inputs are assumptions, not an on-site assessment. Unseen conditions are not modeled.

Every row marked PUBLISHED on this page is a national average from a US cost guide; every row marked ASSUMPTION is RestoreWorth’s own modeling choice, with no published source. The result is not a local price and not a quote.

PROPERTY DAMAGE MAP LIVE SCENARIO
Illustrative property sectionA cutaway room with selectable affected wall, floor, ceiling, and basement. This conceptual damage map is not a property inspection or a prediction of damage spread.01 / BUILDING ENVELOPEAFFECTED ZONE02 / MATERIAL LAYERSWALL SECTIONN
Conceptual affected zoneSCHEMATIC · NOT AN INSPECTION
Scope first. Price second.

Amounts come from national averages published by homeguide.com and angi.com and captured on 2026-09-27; homeadvisor.com is used as a cross-check only. The damage map itself is schematic: it is not a measurement or a forecast of how damage spreads. The amount cannot see hidden damage, and the tool cannot decide what is safe, salvageable or necessary.

BEFORE ANY QUOTE

What to do first

  1. Power off, from a dry spot only. If there is standing water and you can reach the main power from a dry location, CDC says to turn it off, even if it delays cleaning. Never step into the water to reach the panel. CDC ↗
  2. Photograph before you move anything. FEMA’s claim guidance: photos and videos of the damaged property and belongings, the make, model and serial number of appliances, and samples of carpet or flooring kept before damaged items are thrown away. FEMA ↗
  3. Report the loss to your insurer early. FEMA says to report it as soon as possible; the insurer assigns the adjuster. FEMA ↗
  4. Ask for a line-by-line scope. Read each line against the rows above: what the quote includes, not whether its price is fair.
02 / UNDERSTAND THE SCOPEMITIGATION ≠ RECONSTRUCTION

Water level is one variable.
What it reached is another.

Tick the materials the water reached: an unfinished basement simply has fewer of them to replace. Depth is our assumption, shown as its own row. Actual demolition, salvage and drying decisions require a site assessment.

01

Stabilize the situation.

Mitigation stops the damage from spreading. It is separate from the cost of restoring the finished room.

02

Understand what is affected.

Our material view separates visible finishes from underlying layers. It does not establish which materials can be saved.

03

See the path back.

Every figure that enters the total keeps its own row: the base rate per square foot, each material replaced, each flat fee that is added, each of our coefficients. A single headline number can hide what is and is not included.

Read the methodology

Past NFIP claims from FEMA open data (actual cash value or amounts paid, not repair cost): NFIP paid building claims by state · NFIP flood damage by water depth

KEEP EXPLORINGExplore the property

Different damage. A different lens.

01Water damageMaterials · time · source02Mold remediationSurface · location · access03Fire & smokeFire · soot · smoke04Sewage backupContamination · materials

Find your starting point.

Five tools. No account. No phone number.