Tropical Storm Fay
NFIP flood claims
- Florida is the only state listed, with 100.0% of the storm’s paid claims.
- By paid claims (2,341), Tropical Storm Fay is the 19th lowest of 42 named storms covered here, and the 2nd lowest of 42 by median paid claim in 2024 dollars.
- Brevard County, FL alone accounts for 42.8% of the storm’s paid claims, followed by Duval County, FL and Volusia County, FL.
- In 2024 dollars (CPI-U), its median paid claim, $11,059, is 56.3% below the middle value of the storm medians ($25,316).
Source: FEMA, OpenFEMA NfipClaims (v3, data as of 2026-09-09, retrieved 2026-10-12); CPI-U, U.S. city average, all items (CUUR0000SA0), annual average (BLS Public Data API v1, annual averages 2005-2025, retrieved 2026-10-12). Not an official federal report.
Landfall and storm report
The National Hurricane Center’s HURDAT2 best track of Tropical Storm Fay (AL062008, retrieved 2026-10-12) records 8 landfalls, 4 of them in or near a US county. The strongest of those came on 2008-08-19 at 08:45 UTC, as a tropical storm with maximum sustained winds of 55 kt: HURDAT2 position 25.9N 81.6W, rounded to 0.1°; county containing or nearest it: Collier County, FL.
| Date | Time (UTC) | Position | Strength | Wind (kt) | Pressure (mb) | County containing or nearest the position |
|---|---|---|---|---|---|---|
| 2008-08-15 | 14:30 | 18.5N 68.4W | tropical storm | 35 | 1,009 | no US county |
| 2008-08-16 | 11:45 | 18.8N 72.8W | tropical storm | 40 | 1,007 | no US county |
| 2008-08-17 | 09:00 | 19.9N 77.4W | tropical storm | 45 | 1,003 | no US county |
| 2008-08-18 | 07:00 | 22.1N 80.8W | tropical storm | 45 | 1,003 | no US county |
| 2008-08-18 | 20:30 | 24.5N 81.8W | tropical storm | 50 | 998 | Monroe County, FL (5.2 km) |
| 2008-08-19 | 08:45 | 25.9N 81.6W | tropical storm | 55 | 991 | Collier County, FL |
| 2008-08-21 | 19:00 | 29.3N 81.1W | tropical storm | 55 | 993 | Volusia County, FL |
| 2008-08-23 | 06:15 | 29.8N 84.7W | tropical storm | 45 | 997 | Franklin County, FL (2.3 km) |
National Hurricane Center report
From the NHC Tropical Cyclone Report on Tropical Storm Fay (retrieved 2026-10-12):
“Fay was a long-lived tropical storm that made eight landfalls – including a record four landfalls in Florida – and produced torrential rainfall that caused extensive floods across the Dominican Republic, Haiti, Cuba, and Florida.”
“The tropical wave that spawned Fay emerged off the African coast on 6 August 2008.”
The second quote comes from the report’s synoptic history.
NFIP paid building claims in Tropical Storm Fay
NFIP claims: amounts paid, not repair cost. Window: event: Tropical Storm Fay, year of loss 2008; 2,341 paid claims; median $7,591, half of them between $3,314 (Q1) and $20,825 (Q3), in nominal dollars. Median in 2024 dollars (CPI-U): $11,059, a monetary adjustment, not today’s cost of repair.
Paid claims by year of loss
| Year of loss | Paid claims |
|---|---|
| 2008 | 2,341 |
Paid claims by state
| State | Paid claims | Median paid |
|---|---|---|
| Florida | 2,341 | $7,591 |
Counties with the most paid claims
| County | FIPS | Paid claims |
|---|---|---|
| Brevard County | 12009 | 1,002 |
| Duval County | 12031 | 302 |
| Volusia County | 12127 | 169 |
| St. Lucie County | 12111 | 165 |
| Seminole County | 12117 | 132 |
Questions about Tropical Storm Fay flood claims
How many flood insurance claims were paid after Tropical Storm Fay?
2,341 NFIP building claims carrying FEMA’s Tropical Storm Fay event label were paid (event: Tropical Storm Fay, year of loss 2008), with a median of $7,591; half of them fall between $3,314 and $20,825. These are amounts paid, not repair cost.
Which counties had the most Tropical Storm Fay flood claims?
Brevard County, FL (1,002), Duval County, FL (302) and Volusia County, FL (169), across 1 state listed.
What is the median Tropical Storm Fay flood claim in 2024 dollars?
$11,059 once each claim is adjusted with the CPI-U, against $7,591 in nominal dollars: a monetary adjustment, not today’s cost of repair.
Related tools
Paid claims of Tropical Storm Fay are not repair estimates: to estimate the cleanup of a flooded basement from published cost-guide rates, use the basement water damage repair cost calculator; for water removal and drying after any water loss, the water damage and mitigation calculator.
To set these figures against every State on one claims window, amounts paid, not repair cost: NFIP paid building claims by state.
Before using these figures
A storm total counts NFIP-insured buildings with a paid claim, not all the damage of the storm. Method and limits.
Source and notice
- Storm = floodEvent "Tropical Storm Fay" with yearOfLoss 2008; window of the extraction: yearOfLoss 2005-2025.
This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).