Hurricane Wilma
NFIP flood claims
- Florida is the only state listed, with 100.0% of the storm’s paid claims.
- Monroe County, FL alone accounts for 79.6% of the storm’s paid claims, followed by Broward County, FL and Miami-Dade County, FL.
- By paid claims (9,238), Hurricane Wilma is the 16th highest of 42 named storms covered here, and the 19th lowest of 42 by median paid claim in 2024 dollars.
- In 2024 dollars (CPI-U), its median paid claim, $24,769, is 2.2% below the middle value of the storm medians ($25,316).
Source: FEMA, OpenFEMA NfipClaims (v3, data as of 2026-09-09, retrieved 2026-10-12); CPI-U, U.S. city average, all items (CUUR0000SA0), annual average (BLS Public Data API v1, annual averages 2005-2025, retrieved 2026-10-12). Not an official federal report.
Landfall and storm report
The National Hurricane Center’s HURDAT2 best track of Hurricane Wilma (AL252005, retrieved 2026-10-12) records 3 landfalls, 1 of them in or near a US county. It came on 2005-10-24 at 10:30 UTC, as a category 3 hurricane with maximum sustained winds of 105 kt: HURDAT2 position 25.9N 81.7W, rounded to 0.1°; county containing or nearest it: Collier County, FL.
| Date | Time (UTC) | Position | Strength | Wind (kt) | Pressure (mb) | County containing or nearest the position |
|---|---|---|---|---|---|---|
| 2005-10-21 | 21:45 | 20.6N 86.8W | category 4 hurricane | 130 | 927 | no US county |
| 2005-10-22 | 03:30 | 20.8N 86.9W | category 4 hurricane | 115 | 933 | no US county |
| 2005-10-24 | 10:30 | 25.9N 81.7W | category 3 hurricane | 105 | 950 | Collier County, FL |
National Hurricane Center report
From the NHC Tropical Cyclone Report on Hurricane Wilma (retrieved 2026-10-12):
“Wilma formed and became an extremely intense hurricane over the northwestern Caribbean Sea.”
“It had the all-time lowest central pressure for an Atlantic basin hurricane, and it devastated the northeastern Yucatan Peninsula.”
NFIP paid building claims in Hurricane Wilma
NFIP claims: amounts paid, not repair cost. Window: event: Hurricane Wilma, year of loss 2005; 9,238 paid claims; median $15,421, half of them between $4,422 (Q1) and $47,241 (Q3), in nominal dollars. Median in 2024 dollars (CPI-U): $24,769, a monetary adjustment, not today’s cost of repair.
Paid claims by year of loss
| Year of loss | Paid claims |
|---|---|
| 2005 | 9,238 |
Paid claims by state
| State | Paid claims | Median paid |
|---|---|---|
| Florida | 9,238 | $15,421 |
Counties with the most paid claims
| County | FIPS | Paid claims |
|---|---|---|
| Monroe County | 12087 | 7,358 |
| Broward County | 12011 | 637 |
| Miami-Dade County | 12086 | 563 |
| Collier County | 12021 | 225 |
Questions about Hurricane Wilma flood claims
How many flood insurance claims were paid after Hurricane Wilma?
9,238 NFIP building claims carrying FEMA’s Hurricane Wilma event label were paid (event: Hurricane Wilma, year of loss 2005), with a median of $15,421; half of them fall between $4,422 and $47,241. These are amounts paid, not repair cost.
Which counties had the most Hurricane Wilma flood claims?
Monroe County, FL (7,358), Broward County, FL (637) and Miami-Dade County, FL (563), across 1 state listed.
What is the median Hurricane Wilma flood claim in 2024 dollars?
$24,769 once each claim is adjusted with the CPI-U, against $15,421 in nominal dollars: a monetary adjustment, not today’s cost of repair.
Related tools
Paid claims of Hurricane Wilma are not repair estimates: to estimate the cleanup of a flooded basement from published cost-guide rates, use the basement water damage repair cost calculator; for water removal and drying after any water loss, the water damage and mitigation calculator.
To set these figures against every State on one claims window, amounts paid, not repair cost: NFIP paid building claims by state.
Before using these figures
A storm total counts NFIP-insured buildings with a paid claim, not all the damage of the storm. Method and limits.
Source and notice
- Storm = floodEvent "Hurricane Wilma" with yearOfLoss 2005; window of the extraction: yearOfLoss 2005-2025.
This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).