Hurricane Irma
NFIP flood claims
- Florida holds 82.9% of the storm’s paid claims and South Carolina 9.2%; 3 states are listed.
- By paid claims (21,779), Hurricane Irma is the 8th highest of 42 named storms covered here, and the 21st highest of 42 by median paid claim in 2024 dollars.
- Median paid claims of the storm run from $14,044 in South Carolina to $21,537 in Florida.
- The storm’s paid claims are spread over many counties: the first, Monroe County, FL, holds 24.5% of them, ahead of Miami-Dade County, FL and Duval County, FL.
Source: FEMA, OpenFEMA NfipClaims (v3, data as of 2026-09-09, retrieved 2026-10-12); CPI-U, U.S. city average, all items (CUUR0000SA0), annual average (BLS Public Data API v1, annual averages 2005-2025, retrieved 2026-10-12). Not an official federal report.
Landfall and storm report
The National Hurricane Center’s HURDAT2 best track of Hurricane Irma (AL112017, retrieved 2026-10-12) records 7 landfalls, 2 of them in or near a US county. The strongest of those came on 2017-09-10 at 13:00 UTC, as a category 4 hurricane with maximum sustained winds of 115 kt: HURDAT2 position 24.7N 81.5W, rounded to 0.1°; county containing or nearest it: Monroe County, FL.
| Date | Time (UTC) | Position | Strength | Wind (kt) | Pressure (mb) | County containing or nearest the position |
|---|---|---|---|---|---|---|
| 2017-09-06 | 05:45 | 17.7N 61.8W | category 5 hurricane | 155 | 914 | no US county |
| 2017-09-06 | 11:15 | 18.1N 63.1W | category 5 hurricane | 155 | 914 | no US county |
| 2017-09-06 | 16:30 | 18.5N 64.4W | category 5 hurricane | 155 | 915 | no US county |
| 2017-09-08 | 05:00 | 21.5N 73.0W | category 4 hurricane | 135 | 924 | no US county |
| 2017-09-09 | 03:00 | 22.3N 77.9W | category 5 hurricane | 145 | 924 | no US county |
| 2017-09-10 | 13:00 | 24.7N 81.5W | category 4 hurricane | 115 | 931 | Monroe County, FL |
| 2017-09-10 | 19:30 | 25.9N 81.7W | category 3 hurricane | 100 | 936 | Collier County, FL |
National Hurricane Center report
From the NHC Tropical Cyclone Report on Hurricane Irma (retrieved 2026-10-12):
“Irma was a long-lived Cape Verde hurricane that reached category 5 intensity on the Saffir-Simpson Hurricane Wind Scale.”
“The catastrophic hurricane made seven landfalls, four of which occurred as a category 5 hurricane across the northern Caribbean Islands.”
NFIP paid building claims in Hurricane Irma
NFIP claims: amounts paid, not repair cost. Window: event: Hurricane Irma, year of loss 2017; 21,779 paid claims; median $19,926, half of them between $6,220 (Q1) and $55,000 (Q3), in nominal dollars. Median in 2024 dollars (CPI-U): $25,500, a monetary adjustment, not today’s cost of repair.
Paid claims by year of loss
| Year of loss | Paid claims |
|---|---|
| 2017 | 21,779 |
Paid claims by state
| State | Paid claims | Median paid |
|---|---|---|
| Florida | 18,045 | $21,537 |
| South Carolina | 1,994 | $14,044 |
| Georgia | 1,673 | $16,895 |
Counties with the most paid claims
| County | FIPS | Paid claims |
|---|---|---|
| Monroe County | 12087 | 5,344 |
| Miami-Dade County | 12086 | 1,977 |
| Duval County | 12031 | 1,666 |
| St. Johns County | 12109 | 1,363 |
| Charleston County | 45019 | 1,294 |
| Collier County | 12021 | 1,283 |
| Lee County | 12071 | 1,066 |
| Chatham County | 13051 | 769 |
| Broward County | 12011 | 766 |
| Volusia County | 12127 | 725 |
Questions about Hurricane Irma flood claims
How many flood insurance claims were paid after Hurricane Irma?
21,779 NFIP building claims carrying FEMA’s Hurricane Irma event label were paid (event: Hurricane Irma, year of loss 2017), with a median of $19,926; half of them fall between $6,220 and $55,000. These are amounts paid, not repair cost.
Which counties had the most Hurricane Irma flood claims?
Monroe County, FL (5,344), Miami-Dade County, FL (1,977) and Duval County, FL (1,666), across 3 states listed.
What is the median Hurricane Irma flood claim in 2024 dollars?
$25,500 once each claim is adjusted with the CPI-U, against $19,926 in nominal dollars: a monetary adjustment, not today’s cost of repair.
Related tools
Paid claims of Hurricane Irma are not repair estimates: to estimate the cleanup of a flooded basement from published cost-guide rates, use the basement water damage repair cost calculator; for water removal and drying after any water loss, the water damage and mitigation calculator.
To set these figures against every State on one claims window, amounts paid, not repair cost: NFIP paid building claims by state.
Before using these figures
A storm total counts NFIP-insured buildings with a paid claim, not all the damage of the storm. Method and limits.
Source and notice
- Storm = floodEvent "Hurricane Irma" with yearOfLoss 2017; window of the extraction: yearOfLoss 2005-2025.
This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).