Hurricane Eta
NFIP flood claims
- Florida holds 88.8% of the storm’s paid claims and North Carolina 8.4%; 2 states are listed.
- Median paid claims of the storm run from $12,687 in North Carolina to $21,855 in Florida.
- Pinellas County, FL alone accounts for 32.4% of the storm’s paid claims, followed by Broward County, FL and Miami-Dade County, FL.
- By paid claims (2,829), Hurricane Eta is the 20th lowest of 42 named storms covered here, and the 16th lowest of 42 by median paid claim in 2024 dollars.
Source: FEMA, OpenFEMA NfipClaims (v3, data as of 2026-09-09, retrieved 2026-10-12); CPI-U, U.S. city average, all items (CUUR0000SA0), annual average (BLS Public Data API v1, annual averages 2005-2025, retrieved 2026-10-12). Not an official federal report.
Landfall and storm report
The National Hurricane Center’s HURDAT2 best track of Hurricane Eta (AL292020, retrieved 2026-10-12) records 4 landfalls, 2 of them in or near a US county. The strongest of those came on 2020-11-09 at 04:00 UTC, as a tropical storm with maximum sustained winds of 55 kt: HURDAT2 position 24.9N 80.7W, rounded to 0.1°; county containing or nearest it: Monroe County, FL.
| Date | Time (UTC) | Position | Strength | Wind (kt) | Pressure (mb) | County containing or nearest the position |
|---|---|---|---|---|---|---|
| 2020-11-03 | 21:00 | 13.8N 83.5W | category 4 hurricane | 120 | 940 | no US county |
| 2020-11-08 | 08:55 | 21.5N 79.2W | tropical storm | 55 | 991 | no US county |
| 2020-11-09 | 04:00 | 24.9N 80.7W | tropical storm | 55 | 993 | Monroe County, FL |
| 2020-11-12 | 09:20 | 29.2N 82.9W | tropical storm | 45 | 996 | Levy County, FL |
National Hurricane Center report
From the NHC Tropical Cyclone Report on Hurricane Eta (retrieved 2026-10-12):
“Eta struck Nicaragua as a category 4 hurricane (on the Saffir-Simpson Hurricane Wind Scale), and caused severe flooding over portions of Central America.”
“It later redeveloped over the northwestern Caribbean Sea as a tropical storm, crossed Cuba and the Florida Keys and produced torrential rains and flooding over portions of South Florida.”
NFIP paid building claims in Hurricane Eta
NFIP claims: amounts paid, not repair cost. Window: event: Hurricane Eta, year of loss 2020; 2,829 paid claims; median $19,818, half of them between $6,190 (Q1) and $50,125 (Q3), in nominal dollars. Median in 2024 dollars (CPI-U): $24,021, a monetary adjustment, not today’s cost of repair.
Paid claims by year of loss
| Year of loss | Paid claims |
|---|---|
| 2020 | 2,829 |
Paid claims by state
| State | Paid claims | Median paid |
|---|---|---|
| Florida | 2,512 | $21,855 |
| North Carolina | 237 | $12,687 |
Counties with the most paid claims
| County | FIPS | Paid claims |
|---|---|---|
| Pinellas County | 12103 | 916 |
| Broward County | 12011 | 783 |
| Miami-Dade County | 12086 | 414 |
| Hillsborough County | 12057 | 130 |
| Manatee County | 12081 | 106 |
Questions about Hurricane Eta flood claims
How many flood insurance claims were paid after Hurricane Eta?
2,829 NFIP building claims carrying FEMA’s Hurricane Eta event label were paid (event: Hurricane Eta, year of loss 2020), with a median of $19,818; half of them fall between $6,190 and $50,125. These are amounts paid, not repair cost.
Which counties had the most Hurricane Eta flood claims?
Pinellas County, FL (916), Broward County, FL (783) and Miami-Dade County, FL (414), across 2 states listed.
What is the median Hurricane Eta flood claim in 2024 dollars?
$24,021 once each claim is adjusted with the CPI-U, against $19,818 in nominal dollars: a monetary adjustment, not today’s cost of repair.
Related tools
Paid claims of Hurricane Eta are not repair estimates: to estimate the cleanup of a flooded basement from published cost-guide rates, use the basement water damage repair cost calculator; for water removal and drying after any water loss, the water damage and mitigation calculator.
To set these figures against every State on one claims window, amounts paid, not repair cost: NFIP paid building claims by state.
Before using these figures
A storm total counts NFIP-insured buildings with a paid claim, not all the damage of the storm. Method and limits.
Source and notice
- Storm = floodEvent "Hurricane Eta" with yearOfLoss 2020; window of the extraction: yearOfLoss 2005-2025.
This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).