Hurricane Dennis
NFIP flood claims
- Florida holds 92.3% of the storm’s paid claims and Georgia 6.5%; 2 states are listed.
- By paid claims (3,685), Hurricane Dennis is the 21st highest of 42 named storms covered here, and the 9th lowest of 42 by median paid claim in 2024 dollars.
- In 2024 dollars (CPI-U), its median paid claim, $15,940, is 37.0% below the middle value of the storm medians ($25,316).
- The storm’s paid claims are spread over many counties: the first, Santa Rosa County, FL, holds 18.8% of them, ahead of Franklin County, FL and Escambia County, FL.
Source: FEMA, OpenFEMA NfipClaims (v3, data as of 2026-09-09, retrieved 2026-10-12); CPI-U, U.S. city average, all items (CUUR0000SA0), annual average (BLS Public Data API v1, annual averages 2005-2025, retrieved 2026-10-12). Not an official federal report.
Landfall and storm report
The National Hurricane Center’s HURDAT2 best track of Hurricane Dennis (AL042005, retrieved 2026-10-12) records 4 landfalls, 1 of them in or near a US county. It came on 2005-07-10 at 19:30 UTC, as a category 3 hurricane with maximum sustained winds of 105 kt: HURDAT2 position 30.4N 87.1W, rounded to 0.1°; county containing or nearest it: Santa Rosa County, FL.
| Date | Time (UTC) | Position | Strength | Wind (kt) | Pressure (mb) | County containing or nearest the position |
|---|---|---|---|---|---|---|
| 2005-07-04 | 21:00 | 12.1N 61.6W | tropical depression | 30 | 1,010 | no US county |
| 2005-07-08 | 02:45 | 19.9N 77.6W | category 4 hurricane | 120 | 956 | no US county |
| 2005-07-08 | 18:45 | 22.1N 80.7W | category 4 hurricane | 120 | 941 | no US county |
| 2005-07-10 | 19:30 | 30.4N 87.1W | category 3 hurricane | 105 | 946 | Santa Rosa County, FL |
National Hurricane Center report
From the NHC Tropical Cyclone Report on Hurricane Dennis (retrieved 2026-10-12):
“Hurricane Dennis was an unusually strong July major hurricane that left a trail of destruction from the Caribbean Sea to the northern coast of the Gulf of Mexico.”
“Dennis formed from a tropical wave that moved westward from the coast of Africa on 29 June.”
The second quote comes from the report’s synoptic history.
NFIP paid building claims in Hurricane Dennis
NFIP claims: amounts paid, not repair cost. Window: event: Hurricane Dennis, year of loss 2005; 3,685 paid claims; median $9,924, half of them between $3,469 (Q1) and $28,691 (Q3), in nominal dollars. Median in 2024 dollars (CPI-U): $15,940, a monetary adjustment, not today’s cost of repair.
Paid claims by year of loss
| Year of loss | Paid claims |
|---|---|
| 2005 | 3,685 |
Paid claims by state
| State | Paid claims | Median paid |
|---|---|---|
| Florida | 3,402 | $10,042 |
| Georgia | 239 | $10,117 |
Counties with the most paid claims
| County | FIPS | Paid claims |
|---|---|---|
| Santa Rosa County | 12113 | 692 |
| Franklin County | 12037 | 602 |
| Escambia County | 12033 | 489 |
| Okaloosa County | 12091 | 393 |
| Wakulla County | 12129 | 391 |
| Bay County | 12005 | 349 |
| Walton County | 12131 | 231 |
| Cobb County | 13067 | 109 |
Questions about Hurricane Dennis flood claims
How many flood insurance claims were paid after Hurricane Dennis?
3,685 NFIP building claims carrying FEMA’s Hurricane Dennis event label were paid (event: Hurricane Dennis, year of loss 2005), with a median of $9,924; half of them fall between $3,469 and $28,691. These are amounts paid, not repair cost.
Which counties had the most Hurricane Dennis flood claims?
Santa Rosa County, FL (692), Franklin County, FL (602) and Escambia County, FL (489), across 2 states listed.
What is the median Hurricane Dennis flood claim in 2024 dollars?
$15,940 once each claim is adjusted with the CPI-U, against $9,924 in nominal dollars: a monetary adjustment, not today’s cost of repair.
Related tools
Paid claims of Hurricane Dennis are not repair estimates: to estimate the cleanup of a flooded basement from published cost-guide rates, use the basement water damage repair cost calculator; for water removal and drying after any water loss, the water damage and mitigation calculator.
To set these figures against every State on one claims window, amounts paid, not repair cost: NFIP paid building claims by state.
Before using these figures
A storm total counts NFIP-insured buildings with a paid claim, not all the damage of the storm. Method and limits.
Source and notice
- Storm = floodEvent "Hurricane Dennis" with yearOfLoss 2005; window of the extraction: yearOfLoss 2005-2025.
This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).