Hurricane Debby
NFIP flood claims
- Median paid claims of the storm run from $14,236 in Georgia to $37,007 in Florida.
- Florida holds 58.6% of the storm’s paid claims and South Carolina 12.1%; 5 states are listed.
- The storm’s paid claims are spread over many counties: the first, Sarasota County, FL, holds 28.0% of them, ahead of Manatee County, FL.
- By paid claims (1,909), Hurricane Debby is the 17th lowest of 42 named storms covered here, and the 17th lowest of 42 by median paid claim in 2024 dollars.
Source: FEMA, OpenFEMA NfipClaims (v3, data as of 2026-09-09, retrieved 2026-10-12); CPI-U, U.S. city average, all items (CUUR0000SA0), annual average (BLS Public Data API v1, annual averages 2005-2025, retrieved 2026-10-12). Not an official federal report.
Landfall and storm report
The National Hurricane Center’s HURDAT2 best track of Hurricane Debby (AL042024, retrieved 2026-10-12) records 2 landfalls, 2 of them in or near a US county. The strongest of those came on 2024-08-05 at 11:00 UTC, as a category 1 hurricane with maximum sustained winds of 70 kt: HURDAT2 position 29.7N 83.5W, rounded to 0.1°; county containing or nearest it: Taylor County, FL.
| Date | Time (UTC) | Position | Strength | Wind (kt) | Pressure (mb) | County containing or nearest the position |
|---|---|---|---|---|---|---|
| 2024-08-05 | 11:00 | 29.7N 83.5W | category 1 hurricane | 70 | 979 | Taylor County, FL (1.1 km) |
| 2024-08-08 | 06:00 | 33.0N 79.6W | subtropical storm | 40 | 995 | Charleston County, SC |
National Hurricane Center report
From the NHC Tropical Cyclone Report on Hurricane Debby (retrieved 2026-10-12):
“Debby was a category 1 hurricane (on the Saffir-Simpson Hurricane Wind Scale) that made landfall along the Florida Big Bend.”
“After emerging over the southwestern Atlantic Ocean, Debby transitioned to a subtropical storm and made a second landfall in South Carolina.”
NFIP paid building claims in Hurricane Debby
NFIP claims: amounts paid, not repair cost. Window: event: Hurricane Debby, year of loss 2024; 1,909 paid claims; median $24,109, half of them between $8,516 (Q1) and $68,858 (Q3), in nominal dollars. Median in 2024 dollars (CPI-U): $24,109, a monetary adjustment, not today’s cost of repair.
Paid claims by year of loss
| Year of loss | Paid claims |
|---|---|
| 2024 | 1,909 |
Paid claims by state
| State | Paid claims | Median paid |
|---|---|---|
| Florida | 1,119 | $37,007 |
| South Carolina | 231 | $16,792 |
| Georgia | 187 | $14,236 |
| North Carolina | 150 | $14,335 |
| Pennsylvania | 135 | $22,619 |
Counties with the most paid claims
| County | FIPS | Paid claims |
|---|---|---|
| Sarasota County | 12115 | 535 |
| Manatee County | 12081 | 189 |
Questions about Hurricane Debby flood claims
How many flood insurance claims were paid after Hurricane Debby?
1,909 NFIP building claims carrying FEMA’s Hurricane Debby event label were paid (event: Hurricane Debby, year of loss 2024), with a median of $24,109; half of them fall between $8,516 and $68,858. These are amounts paid, not repair cost.
Which counties had the most Hurricane Debby flood claims?
Sarasota County, FL (535) and Manatee County, FL (189), across 5 states listed.
What is the median Hurricane Debby flood claim in 2024 dollars?
$24,109 once each claim is adjusted with the CPI-U, against $24,109 in nominal dollars: a monetary adjustment, not today’s cost of repair.
Related tools
Paid claims of Hurricane Debby are not repair estimates: to estimate the cleanup of a flooded basement from published cost-guide rates, use the basement water damage repair cost calculator; for water removal and drying after any water loss, the water damage and mitigation calculator.
To set these figures against every State on one claims window, amounts paid, not repair cost: NFIP paid building claims by state.
Before using these figures
A storm total counts NFIP-insured buildings with a paid claim, not all the damage of the storm. Method and limits.
Source and notice
- Storm = floodEvent "Hurricane Debby" with yearOfLoss 2024; window of the extraction: yearOfLoss 2005-2025.
This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).